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When Your Next Mission is Homeownership, You Deserve a Specialist.

For veterans and active-duty military, buying or selling a home is often tied to a PCS, a transition out of service, or the specialized use of a VA Loan. These transactions require an agent who understands the military lifecycle, the VA process, and the value of discipline and mission focus.

 

The Lugo Group's VA Services division is led by veterans who share your dedication and speak your language. We are committed to ensuring you maximize your benefits and secure a home that honors your service in "Military City USA."

Meet Your Veteran Advocate: 
Ryan Noonan

Ryan Noonan operates publicly, where he builds meaningful relationships across San Antonio’s professional, legal, and business circles while assessing the market at the tactical level. His visibility allows him to observe how neighborhoods move and how demand shifts—insight that only comes from being present. By remaining engaged in the city’s key corridors and conversations, Ryan maintains a clear, current understanding of how opportunity develops and where it is headed. Ryan’s social media allows clients to explore San Antonio with him—and assess his read on the city—before a conversation ever begins.

 

Ryan’s work is supported by the powerful team at the Lugo Group, bringing depth of expertise and a broad network across the San Antonio and Hill Country markets. For custom and luxury buyers, this includes informed guidance through land selection, design considerations, and close coordination with many of San Antonio's most respected luxury builders. For sellers, the team delivers precise positioning, targeted exposure, and a coordinated strategy that reflects the uniqueness of a one-of-a-kind property. In addition to real estate, Ryan is an active-duty U.S. Air Force Air Traffic Controller—trained to make precise decisions in high-consequence environments where timing, sequencing, and accountability matter. This mindset shapes his advisory role. In a market where major financial decisions compound over time, Ryan works alongside clients as a strategic voice—helping them think through timing, positioning, and consequence—so each move is made with intent.

VA Loan Expertise
 
The density of military families in San Antonio means lenders, appraisers, and inspectors are highly familiar with the VA Loan process, leading to fewer delays and smoother transactions.
Major Military Hub
 
Proximity to installations like Lackland AFB, Fort Sam Houston, Randolph AFB, and Camp Bullis makes for easier commutes and access to on-base resources.
Veteran Community & Care
 
San Antonio is home to major VA healthcare facilities and one of the country's most active veteran communities, ensuring robust support and connection after service.
Veteran-Friendly Job Market
 
Companies specializing in cybersecurity, aerospace, and defense actively recruit and hire veterans and military spouses, leveraging the highly skilled local talent pool.

Step 1: Strategize and Secure Your Benefits

We start with a detailed consultation to assess your eligibility for the VA Loan and determine your buying power. We connect you with trusted, veteran-friendly lenders who specialize in VA financing to get you pre-approved quickly.
 
The Outcome: You receive a VA Benefits Action Plan and a confirmed, rock-solid Pre-Approval, setting you up for success in the competitive San Antonio market.

Step 2: Execute the Search and Negotiation

Leveraging our knowledge of San Antonio's unique neighborhoods—from convenient areas near the bases to secluded ranch properties—we swiftly identify homes that meet your specifications. When it’s time to offer, we use specialized VA addendums and expert negotiation tactics to protect your interests.
 
The Outcome: We successfully Negotiate Favorable Terms and Contract on your dream home, ensuring the process accounts for all necessary VA requirements, inspections, and appraisal timelines.

Step 3: Flawless Transition and Closing

We manage the detailed logistics from contract to close, ensuring all VA requirements are met. Whether you are selling during a high-stress PCS or closing on a new property, our team is committed to a stress-free experience.
 
The Outcome: You Close on Time and Receive the Keys, knowing your transaction was handled with the same discipline, integrity, and attention to detail you demonstrated in uniform.